Overseas claims

enti

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# x; v" v( f8 \/ f' B  E经济学人<Lehman ten years on: more has changed than meets the eye>

How banks fund themselves, a process that is good when dull and deadly when interesting, was utterly fascinating during the crisis. Credit markets ground to a halt. A decade later things are reassuringly dull. Banks in Europe and America tracked by the Bank for International Settlements (BIS) have substantially increased their deposits, a particularly stable funding option (see chart 2). They have sufficient amounts on hand, unlike a decade ago, to fully cover lending. Europe’s banks, which binged on dollar funding in the run-up to the crisis and quickly came to regret it, have retrenched. Overseas claims held by the continent’s banks fell by 40% between 2007 and 2016, according to the BIS. European investment banks, in particular, have lost a lot of ground compared with their American competitors.

# U. n) n6 u% Vgoogle 翻译 :　据国际清算银行称，2007年至2016年，非洲大陆银行持有的海外债权下降了40％。特别是欧洲投资银行与美国竞争对手相比已经失去了很多优势。

claims 是债权，ground 是优势 ？ cliam 不是索赔么，ground 陆地， 而且那个非洲大陆又是哪来的
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trivialstuff

BIS所用的claim应该有作为术语的特定含义吧？
BIS给的术语表（1）里有一条foreign claims，解释为financial claims on residents of countries other than the reporting country，所以属于financial claims。MBA智库（2）对financial claims的解释是金融债权。
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; N, ?; Y/ o8 w, i8 F" h. ~. othe Continent可以笼统地指代除英国以外的欧洲大陆，根据上下文来看符合这种意思。Google翻译毕竟是机翻，出错很常见的，翻成“非洲大陆”也不足为奇了。
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) F! U5 H2 ?; Y6 elose ground是固定搭配，意思是lose one's advantage，所以就是失去优势。
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参考：
- z3 W; |0 J  z% M# ~% Z. c（1）https://www.bis.org/statistics/bankstatsguide_glossary.pdf
（2）https://wiki.mbalib.com/wiki/%E9%87%91%E8%9E%8D%E5%80%BA%E6%9D%83

enti

感谢大大

loveaffairs

银行为自身融资的过程平淡为好，有趣反而致命。在危机期间，它们的融资方式就极为引人入胜。信贷市场陷入停顿。十年之后，情况却沉闷得难以置疑。国际清算银行跟踪的欧美银行大幅增加了存款，这是一个特别稳定的融资选择。与10年前不同，他们手头资金充裕，足以完全支付贷款。欧洲的银行却因在危机爆发前大肆引入美元融资，很快懊悔不已，现已缩减开支。根据国际清算银行的数据，2007年至2016年间，欧洲大陆银行所持的海外债权下降了40%。尤其是欧洲投资银行，与美国的竞争对手相比，已经丧失了许多优势。

enti

感谢 loveaffairs 大大翻译